Unlike its subsidiary, First Direct, HSBC has ditched weak security questions for recovering login data, and you no longer need a password to log in to the website. Our top scorer for online banking security last year, HSBC has performed excellently again this year. Starling is also a Which? Recommended Provider of current accounts. And while Starling does check for common passwords, it didn’t stop us using a pattern or sequence of numbers. We also think the passcode should be longer, as it’s only four digits, whereas many banks require at least six. The bank told us it uses industry-standard methods to detect rooted (ie more vulnerable) devices, but we were able to bypass these protections in our test. You can ‘untrust’ devices via Starling’s app at any time. Starling came out top for online banking, although its (also high-scoring) mobile app is key to security – it's used to authorise online logins and provides instant alerts of any sensitive activity.Īccount changes can only be made from a device that has been through stringent checks and requires a ‘selfie video’ that matches your existing identification videos and documents, although we would prefer Starling to send notifications when email addresses and phone numbers are changed. Top-rated banks Starling: Online 82%, App 80%
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |